Page 25 - Pakistan Link - July 30, 2021
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RELIGION                                                                                                           JULY 30,  2021  –  PAKISTAN LINK  –  P25

                                                Issues and Questions                                                               Gems from the

         Zakat, Umra, Settlement Money in Car Accidents                                                                              Holy Qur’an



          n By Dr Muzammil H. Siddiqi

              . Is it allowed to give Za-
              kat money to a Muslim
        Qwho is very poor but is
        not  very  religious?  He  does  not
        offer prayers regularly, nor does
                    he observe fasting
                    in Ramadan.
                        A.  Primarily
                    the Zakat is to help
                    the poor and needy
                    Muslims. It can also
                    be given to “those
                    whose hearts are
        to  be  reconciled  to  Islam.” (Surah                                                                                       From the translation by
        al-Tawbah 9:60). This means that                                                                                         Muhammad Asad (Leopold Weiss)
        even a non-Muslim can receive
        some Zakat, if there is a hope that                                                                                         About the translator:
        he/she can be guided to the truth of                                                                                        Muhammad Asad, Leopold
        Islam. Similarly, if you think that by                                                                                  Weiss, was born of Jewish parents
        giving Zakat, you can win the heart                                                                                     in Livow, Austria (later Poland) in
        of a misguided Muslim and bring                                                                                         1900, and at the age of 22 made his
        him back to Islam, then Zakat can                                                                                       first  visit  to  the  Middle  East.  He
        be given to him. According to some                                                                                      later became an outstanding for-
        jurists such people also come in the                                                                                    eign correspondent for the  Fran-
        category of “mu’allafutul qulub”. You   my profit sharing that I have not   payments.     all this was bought when he was   furter Zeitung, and after years of
        help him with Zakat and remind   withdrawn?  I have earned this                           working in the Middle East. Is he   devoted study became one of the
        him to follow his religion. Perhaps   profit sharing for the last five years   Q. What is the concept of   eligible for Zakat? Should he sell   leading  Muslim  scholars  of  our
        by this good treatment he will come   in  certificates, not in  the form  of   ‘Umra? How did it start, and what   his household things to support   age. His translation of the Holy
        back to Islam. Very often we Mus-  money.                   is its purpose?               his family? Please advise.    Qur’an is one of the most lucid
        lims give da’wah to others, but we do   A. If these certificates are cash-  A. The word ‘umrah means   A. The Shari’ah has allowed   and well-referenced works in this
        not take care of their physical and   able and you have the option to cash   visiting or attending. ‘Umra is an   Zakat for the Fuqara’ and Masakin   category, dedicated to  li-qawmin
        financial needs. Poverty sometimes   them any time, then they are like   act of worship. It is mentioned in   (see Surah al-Tawbah 9:60). Accord-  yatafakkaroo (people who think).
        pushes people to neglect their faith.   cash and you have to pay Zakat on   the Qur’an. Allah says, “Perform   ing to jurists Fuqara’ are those who
        The Prophet - peace be upon him   them, provided their value reaches   the Hajj and ‘Umra for Allah… (al-  do not have anything and Masakin   Chapter 80, ‘Abasa, Verses
        -  called some poverty “an evil that   the Nisab of Zakat. You should pay   Baqarah 2:196) The Prophet - peace   are those who have some things,   1-10
        sometime make people forget Allah”   Zakat on them for all the past five   be upon him - performed the ‘Umra   but they are not sufficient for their   [  1 ]  He  frowned  and turned
        (faqran munsiyan, see al-Tirmidhi,   years also. The ratio of Zakat will be   after the treaty of Hudaibiyah and   needs. In Surah al-Kahf, Allah called   away because the blind man ap-
        Hadith no. 2228).             2.5%.                         he explained to people how to do   a  group  of  people  Masakin  (plural   proached him.
            However, we should also be                              it. It is to enter the city of Makkah   of Miskin) although they owned a   Yet for all thou didst know, [O
        careful in giving Zakat. We should   Q. I have a loan of $115,000   with Ihram with the intention of   boat. See al-Kahf 18:79.   Muhammad,] he might perhaps
        not give Zakat to anyone who may   on my home which I am servic-  ‘Umrah and then to perform Tawaf   The Shari’ah also considers the   have grown in purity, or have been
        use it to indulge in sins or to rebel   ing monthly. I have some cash and   around the Ka’bah and Sa’y between   changed conditions of time and   reminded [of the truth], and helped
        against Allah and His deen.   jewelry worth over $10,000. If I   the mountains of Safa and Marwa.   place. The needs of people change   by this reminder.
                                      just look at the cash and jewelry,   This was the ancient practice from   according  to  the  standards  of  time   Now as for him who believes
            Q. Is it Halal to receive settle-  I have to pay Zakat. If I consider   the time of Prophet Ibrahim - peace   and place. The living standards of   himself to be self-sufficient [ 2 ] – to
        ment money from a car accident in   the home loan, then I am under a   be upon him. Its purpose is to allow   the people have changed very much   him didst thou give thy whole atten-
        which one is injured?         debt of around $110,000. Is Zakat   Muslims to visit the city of Makkah   now. What was considered a lux-  tion, although thou art not account-
            A. Yes, it is permissible to make   obligatory on me in this situation?   during the year whenever possible.   ury at one time is now a necessity.   able for his failure to attain to pu-
        claim and to receive settlement   A. If you pay off your $10,000   It is to keep the Ka’bah visited not   Thus TV, refrigerator or telephone   rity; but as for him who came unto
        money for personal injury or prop-  cash towards your loan, then there   only during the Hajj but to keep it   are now common things in many   thee full of eagerness and in awe [of
        erty loss due to auto accidents. One   is no Zakat on you. But if you keep   visited throughout the year by Mus-  households. A person is not consid-  God] – him didst thou disregard!
        can make a claim against the person   the cash with you and pay a small   lims. According to Muslim jurists,   ered rich if he has these things. Thus   Nay,  verily,  these  [messages]
        who caused the injury or against his/  monthly amount towards your loan,   those who can afford, it is obliga-  if a person has these things, but his   are but a reminder: and so, who is
        her insurance company. However, it   then you have to pay the Zakat on   tory upon them to make at least one   income is not sufficient for his basic   willing may remember Him in [the
        is Haram to make false claims and/  your cash savings. For long-term   ‘Umra in their life, either with or   expenses, he is eligible for Zakat.   light  of  His]  revelations  blest  with
        or to exaggerate the loss in order to   loans, which require a small pay-  before Hajj or any other time during         dignity, lofty and pure, [borne] by
        collect more money. A Muslim has   ment through installments, only the   the year.            Q. My question is in regard to   the hands of messengers noble and
        to  be  honest  whether  dealing  with   amount of the monthly or yearly in-              women shaving parts of their body,   most virtuous.
        Muslims or non-Muslims.       stallments can be deducted. Zakat   Q. My brother used to work   such  as  the  legs  and  underarms.
                                      should be paid then on any balance   in the Middle East. He was very   Clearly these parts of the body are   Translator’s Notes
            Q. Do I have to pay Zakat on   in savings after paying the monthly   well off then. When he came back   not  seen  in  public,  but  it  may  be
                                                                                   to   Pakistan,  more pleasurable to the husband   [ 1 ] One day, as recorded in
                                                                                   he    invested  and the woman herself if they are   many well-authenticated Tradi-
                                                                                   the money he   maintained. What is the current   tions, the Prophet was engrossed
                                                                                   saved, but un-  Islamic ruling on this practice?   in a conversation with some of the
                                                                                   fortunately it     A. According to several Ahad-  most influential chieftains of pagan
                                                                                   was all lost be-  ith of the Prophet - peace be upon   Mecca, hoping to convince them
                                                                                   cause of busi-  him - it is a Sunnah for both men   – and through them, the Meccan
                                                                                   ness failure. He   and women to remove the under-  community at large – of the truth
                                                                                   is now working   arms and pubic hairs. As far as re-  of his message. At that point, he was
                                                                                   somewhere but   moving the hairs from legs are con-  approached by one of his followers,
                                                                                   has very low   cerned, there is no ruling about it in   the blind ‘Abd Allah ibn Shurayh
                                                                                   income to sup-  the Qur’an and Sunnah.       – known after his grandmother’s
                                                                                   port his family.   The basic thing in matters (oth-  name as Ibn Umm Maktuum – with
                                                                                   Some   people  er than the acts of worship) is that   the request for a repetition or elu-
                                                                                   say that he is   everything is permissible, unless it   cidation of certain earlier passages
                                                                                   not eligible for   is forbidden. If a woman wants to   of the Qur’an. Annoyed by this in-
                                                                                   Zakat due to   remove the hair from her legs for   terruption of what he momentarily
                                                                                   the fact that   herself or for her spouse, it is not   regarded as a more important en-
                                                                                   he has his own   prohibited for her to do so. But if she   deavour, the Prophet  “frowned and
                                                                                   house and all   does this to show her legs in public,   turned away”  from the blind man
                                                                                   necessities  of  then her sin will be double. Her one   and was immediately, there and
                                                                                   life like TV, re-  sin will be for showing the part of   then, reproved by the revelation
                                                                                   frigerator, tele-  the body that she is forbidden to   of the first ten verses of this surah.
                                                                                   phone, etc., at   show and the second sin will be for   In later years he often greeted Ibn
                                                                                   his home. Keep   removing her hair with this wrong   Umm Maktuum with these words
                                                                                   in mind that   intention.                    GEMS, P28
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